{"id":22747,"date":"2021-01-25T13:32:11","date_gmt":"2021-01-25T13:32:11","guid":{"rendered":"https:\/\/stethoscope24.com\/stetoskop\/?page_id=22747"},"modified":"2021-05-02T15:25:04","modified_gmt":"2021-05-02T15:25:04","slug":"sepa","status":"publish","type":"page","link":"https:\/\/www.stethoscope24.com\/stetoskop\/sepa\/","title":{"rendered":"SEPA"},"content":{"rendered":"\n<figure class=\"wp-block-image size-large is-resized\"><img data-recalc-dims=\"1\" decoding=\"async\" src=\"https:\/\/i0.wp.com\/stethoscope24.com\/stetoskop\/wp-content\/uploads\/2021\/01\/1_uh_B91ETt_kbFPSEptEgxg-1024x457.png?resize=207%2C92&#038;ssl=1\" alt=\"\" class=\"wp-image-22780\" width=\"207\" height=\"92\" srcset=\"https:\/\/i0.wp.com\/www.stethoscope24.com\/stetoskop\/wp-content\/uploads\/2021\/01\/1_uh_B91ETt_kbFPSEptEgxg.png?resize=1024%2C457&amp;ssl=1 1024w, https:\/\/i0.wp.com\/www.stethoscope24.com\/stetoskop\/wp-content\/uploads\/2021\/01\/1_uh_B91ETt_kbFPSEptEgxg.png?resize=300%2C134&amp;ssl=1 300w, https:\/\/i0.wp.com\/www.stethoscope24.com\/stetoskop\/wp-content\/uploads\/2021\/01\/1_uh_B91ETt_kbFPSEptEgxg.png?resize=150%2C67&amp;ssl=1 150w, https:\/\/i0.wp.com\/www.stethoscope24.com\/stetoskop\/wp-content\/uploads\/2021\/01\/1_uh_B91ETt_kbFPSEptEgxg.png?resize=650%2C290&amp;ssl=1 650w, https:\/\/i0.wp.com\/www.stethoscope24.com\/stetoskop\/wp-content\/uploads\/2021\/01\/1_uh_B91ETt_kbFPSEptEgxg.png?resize=768%2C343&amp;ssl=1 768w, https:\/\/i0.wp.com\/www.stethoscope24.com\/stetoskop\/wp-content\/uploads\/2021\/01\/1_uh_B91ETt_kbFPSEptEgxg.png?resize=1536%2C685&amp;ssl=1 1536w, https:\/\/i0.wp.com\/www.stethoscope24.com\/stetoskop\/wp-content\/uploads\/2021\/01\/1_uh_B91ETt_kbFPSEptEgxg.png?resize=64%2C29&amp;ssl=1 64w, https:\/\/i0.wp.com\/www.stethoscope24.com\/stetoskop\/wp-content\/uploads\/2021\/01\/1_uh_B91ETt_kbFPSEptEgxg.png?resize=750%2C335&amp;ssl=1 750w, https:\/\/i0.wp.com\/www.stethoscope24.com\/stetoskop\/wp-content\/uploads\/2021\/01\/1_uh_B91ETt_kbFPSEptEgxg.png?resize=540%2C241&amp;ssl=1 540w, https:\/\/i0.wp.com\/www.stethoscope24.com\/stetoskop\/wp-content\/uploads\/2021\/01\/1_uh_B91ETt_kbFPSEptEgxg.png?w=1791&amp;ssl=1 1791w\" sizes=\"(max-width: 207px) 100vw, 207px\" \/><\/figure>\n\n\n\n<h1 class=\"wp-block-heading\">SEPA direkte debetbetalinger<\/h1>\n\n\n\n<p>I motsetning til andre betalingsm\u00e5ter tilbyr SEPA Direct Debet reell beskyttelse til forbrukeren. Forbrukeren oppgir ganske enkelt sine IBAN-detaljer og betaler direkte fra bankkontoen. Dermed er det ingen risiko for tyveri.<\/p>\n\n\n\n<p><a href=\"https:\/\/en.wikipedia.org\/wiki\/Single_Euro_Payments_Area\" target=\"_blank\" rel=\"noreferrer noopener\">Single Euro Payments Area (SEPA)<\/a>&nbsp;er et initiativ fra EU for \u00e5 forenkle betalinger i og p\u00e5 tvers av medlemslandene. De etablerte og h\u00e5ndhevet bankstandarder for \u00e5 tillate direkte belastning fra enhver EUR-denominerte bankkonto i SEPA-regionen.<\/p>\n\n\n\n<p>For \u00e5 debitere en konto, m\u00e5 bedrifter innhente kundens navn og bankkontonummer i IBAN-format. I l\u00f8pet av betalingsflyten m\u00e5 kundene godta et mandat som gir virksomheten autorisasjon til \u00e5 belaste kontoen. Stripe er i stand til \u00e5 generere dette mandatet for bedrifter og presentere det for kundene<\/p>\n\n\n\n<p>SEPA Direct Debit er en&nbsp;<a href=\"https:\/\/stripe.com\/docs\/payments\/payment-methods#usage\" target=\"_blank\" rel=\"noreferrer noopener\">gjenbrukbar, forsinket varslet<\/a>&nbsp;betalingsm\u00e5te. Dette betyr at det kan ta opptil 14 virkedager \u00e5 motta varsel om betalingen var vellykket eller mislykket, etter at du har startet en belastning fra kundens konto, selv om gjennomsnittet er fem virkedager.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Kj\u00f8p det nye stetoskopet trygt med SEPA<\/h3>\n\n\n\n<h3 class=\"wp-block-heading\">Noen stetoskop \u00e5 velge fra:<\/h3>\n\n\n<div data-block-name=\"woocommerce\/product-category\" data-categories=\"[129]\" data-columns=\"6\" data-content-visibility=\"{&quot;title&quot;:true,&quot;price&quot;:true,&quot;rating&quot;:true,&quot;button&quot;:false}\" data-rows=\"1\" class=\"wc-block-grid wp-block-product-category wp-block-woocommerce-product-category wc-block-product-category has-6-columns\"><ul class=\"wc-block-grid__products\"><li class=\"wc-block-grid__product\">\n\t\t\t\t<a href=\"https:\/\/www.stethoscope24.com\/stetoskop\/product\/littmann-stetoskop-kardiologi-iv-svart-speilfinish-champagnefarget-stamme\/\" class=\"wc-block-grid__product-link\">\n\t\t\t\t\t\n\t\t\t\t\t<div class=\"wc-block-grid__product-image\"><img fetchpriority=\"high\" decoding=\"async\" width=\"300\" height=\"300\" src=\"https:\/\/i0.wp.com\/www.stethoscope24.com\/stetoskop\/wp-content\/uploads\/2020\/09\/Littmann_6204.jpg?fit=300%2C300&amp;ssl=1\" class=\"attachment-woocommerce_thumbnail size-woocommerce_thumbnail\" alt=\"Littmann stetoskop Kardiologi IV svart \/ speilfinish \/ champagnefarget stamme 6204\" srcset=\"https:\/\/i0.wp.com\/www.stethoscope24.com\/stetoskop\/wp-content\/uploads\/2020\/09\/Littmann_6204.jpg?w=400&amp;ssl=1 400w, https:\/\/i0.wp.com\/www.stethoscope24.com\/stetoskop\/wp-content\/uploads\/2020\/09\/Littmann_6204.jpg?resize=300%2C300&amp;ssl=1 300w, https:\/\/i0.wp.com\/www.stethoscope24.com\/stetoskop\/wp-content\/uploads\/2020\/09\/Littmann_6204.jpg?resize=150%2C150&amp;ssl=1 150w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/div>\n\t\t\t\t\t<div class=\"wc-block-grid__product-title\">Littmann stetoskop Kardiologi IV svart \/ speilfinish \/ champagnefarget stamme<\/div>\n\t\t\t\t<\/a>\n\t\t\t\t<div class=\"wc-block-grid__product-price price\"><span class=\"woocommerce-Price-amount amount\">3 239,00&nbsp;<span class=\"woocommerce-Price-currencySymbol\">&#107;&#114;<\/span><\/span> <small class=\"woocommerce-price-suffix\">Eks. MVA<\/small><\/div>\n\t\t\t\t<div class=\"wc-block-grid__product-rating\"><div class=\"star-rating\"><span style=\"width:100%\">Vurdert <strong class=\"rating\">5.00<\/strong> av 5 basert p\u00e5 <span class=\"rating\">5<\/span> kundevurderinger<\/span><\/div><\/div>\n\t\t\t\t\n\t\t\t<\/li><li class=\"wc-block-grid__product\">\n\t\t\t\t<a href=\"https:\/\/www.stethoscope24.com\/stetoskop\/product\/littmann-stetoskop-kardiologi-iv-marinebla-regnbuefarget-svart-stamme\/\" class=\"wc-block-grid__product-link\">\n\t\t\t\t\t\n\t\t\t\t\t<div class=\"wc-block-grid__product-image\"><img decoding=\"async\" width=\"300\" height=\"300\" src=\"https:\/\/i0.wp.com\/www.stethoscope24.com\/stetoskop\/wp-content\/uploads\/2020\/08\/Littmann_6242.jpg?fit=300%2C300&amp;ssl=1\" class=\"attachment-woocommerce_thumbnail size-woocommerce_thumbnail\" alt=\"Littmann stetoskop Kardiologi IV marinebl\u00e5 regnbuefarget\" srcset=\"https:\/\/i0.wp.com\/www.stethoscope24.com\/stetoskop\/wp-content\/uploads\/2020\/08\/Littmann_6242.jpg?w=800&amp;ssl=1 800w, https:\/\/i0.wp.com\/www.stethoscope24.com\/stetoskop\/wp-content\/uploads\/2020\/08\/Littmann_6242.jpg?resize=300%2C300&amp;ssl=1 300w, https:\/\/i0.wp.com\/www.stethoscope24.com\/stetoskop\/wp-content\/uploads\/2020\/08\/Littmann_6242.jpg?resize=150%2C150&amp;ssl=1 150w, https:\/\/i0.wp.com\/www.stethoscope24.com\/stetoskop\/wp-content\/uploads\/2020\/08\/Littmann_6242.jpg?resize=768%2C768&amp;ssl=1 768w, https:\/\/i0.wp.com\/www.stethoscope24.com\/stetoskop\/wp-content\/uploads\/2020\/08\/Littmann_6242.jpg?resize=650%2C650&amp;ssl=1 650w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/div>\n\t\t\t\t\t<div class=\"wc-block-grid__product-title\">Littmann stetoskop Kardiologi IV marinebl\u00e5 \/ regnbuefarget \/ svart stamme<\/div>\n\t\t\t\t<\/a>\n\t\t\t\t<div class=\"wc-block-grid__product-price price\"><span class=\"woocommerce-Price-amount amount\">3 239,00&nbsp;<span class=\"woocommerce-Price-currencySymbol\">&#107;&#114;<\/span><\/span> <small class=\"woocommerce-price-suffix\">Eks. MVA<\/small><\/div>\n\t\t\t\t<div class=\"wc-block-grid__product-rating\"><div class=\"star-rating\"><span style=\"width:100%\">Vurdert <strong class=\"rating\">5.00<\/strong> av 5 basert p\u00e5 <span class=\"rating\">5<\/span> kundevurderinger<\/span><\/div><\/div>\n\t\t\t\t\n\t\t\t<\/li><li class=\"wc-block-grid__product\">\n\t\t\t\t<a href=\"https:\/\/www.stethoscope24.com\/stetoskop\/product\/littmann-stetoskop-kardiologi-iv-bringebaer-regnbuefarget-roykfarget-stamme\/\" class=\"wc-block-grid__product-link\">\n\t\t\t\t\t\n\t\t\t\t\t<div class=\"wc-block-grid__product-image\"><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"300\" src=\"https:\/\/i0.wp.com\/www.stethoscope24.com\/stetoskop\/wp-content\/uploads\/2020\/08\/Littmann_6241.jpg?fit=300%2C300&amp;ssl=1\" class=\"attachment-woocommerce_thumbnail size-woocommerce_thumbnail\" alt=\"Littmann Stethoscope Cardiology IV Raspberry \/ Rainbow \/ Smoke Stem 6241\" srcset=\"https:\/\/i0.wp.com\/www.stethoscope24.com\/stetoskop\/wp-content\/uploads\/2020\/08\/Littmann_6241.jpg?w=800&amp;ssl=1 800w, https:\/\/i0.wp.com\/www.stethoscope24.com\/stetoskop\/wp-content\/uploads\/2020\/08\/Littmann_6241.jpg?resize=300%2C300&amp;ssl=1 300w, https:\/\/i0.wp.com\/www.stethoscope24.com\/stetoskop\/wp-content\/uploads\/2020\/08\/Littmann_6241.jpg?resize=150%2C150&amp;ssl=1 150w, https:\/\/i0.wp.com\/www.stethoscope24.com\/stetoskop\/wp-content\/uploads\/2020\/08\/Littmann_6241.jpg?resize=768%2C768&amp;ssl=1 768w, https:\/\/i0.wp.com\/www.stethoscope24.com\/stetoskop\/wp-content\/uploads\/2020\/08\/Littmann_6241.jpg?resize=650%2C650&amp;ssl=1 650w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/div>\n\t\t\t\t\t<div class=\"wc-block-grid__product-title\">Littmann stetoskop Kardiologi IV bringeb\u00e6r \/ regnbuefarget \/ r\u00f8ykfarget stamme<\/div>\n\t\t\t\t<\/a>\n\t\t\t\t<div class=\"wc-block-grid__product-price price\"><span class=\"woocommerce-Price-amount amount\">3 239,00&nbsp;<span class=\"woocommerce-Price-currencySymbol\">&#107;&#114;<\/span><\/span> <small class=\"woocommerce-price-suffix\">Eks. MVA<\/small><\/div>\n\t\t\t\t<div class=\"wc-block-grid__product-rating\"><div class=\"star-rating\"><span style=\"width:100%\">Vurdert <strong class=\"rating\">5.00<\/strong> av 5 basert p\u00e5 <span class=\"rating\">5<\/span> kundevurderinger<\/span><\/div><\/div>\n\t\t\t\t\n\t\t\t<\/li><li class=\"wc-block-grid__product\">\n\t\t\t\t<a href=\"https:\/\/www.stethoscope24.com\/stetoskop\/product\/littmann-stetoskop-kardiologi-iv-svart-regnbuefarget-roykfarget-stamme\/\" class=\"wc-block-grid__product-link\">\n\t\t\t\t\t\n\t\t\t\t\t<div class=\"wc-block-grid__product-image\"><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"300\" src=\"https:\/\/i0.wp.com\/www.stethoscope24.com\/stetoskop\/wp-content\/uploads\/2020\/08\/Littmann_6240.jpg?fit=300%2C300&amp;ssl=1\" class=\"attachment-woocommerce_thumbnail size-woocommerce_thumbnail\" alt=\"Littmann stetoskop Kardiologi IV svart \/ regnbuefarget \/ r\u00f8ykfarget stamme\" srcset=\"https:\/\/i0.wp.com\/www.stethoscope24.com\/stetoskop\/wp-content\/uploads\/2020\/08\/Littmann_6240.jpg?w=800&amp;ssl=1 800w, https:\/\/i0.wp.com\/www.stethoscope24.com\/stetoskop\/wp-content\/uploads\/2020\/08\/Littmann_6240.jpg?resize=300%2C300&amp;ssl=1 300w, https:\/\/i0.wp.com\/www.stethoscope24.com\/stetoskop\/wp-content\/uploads\/2020\/08\/Littmann_6240.jpg?resize=150%2C150&amp;ssl=1 150w, https:\/\/i0.wp.com\/www.stethoscope24.com\/stetoskop\/wp-content\/uploads\/2020\/08\/Littmann_6240.jpg?resize=768%2C768&amp;ssl=1 768w, https:\/\/i0.wp.com\/www.stethoscope24.com\/stetoskop\/wp-content\/uploads\/2020\/08\/Littmann_6240.jpg?resize=650%2C650&amp;ssl=1 650w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/div>\n\t\t\t\t\t<div class=\"wc-block-grid__product-title\">Littmann stetoskop Kardiologi IV svart \/ regnbuefarget \/ r\u00f8ykfarget stamme<\/div>\n\t\t\t\t<\/a>\n\t\t\t\t<div class=\"wc-block-grid__product-price price\"><span class=\"woocommerce-Price-amount amount\">3 239,00&nbsp;<span class=\"woocommerce-Price-currencySymbol\">&#107;&#114;<\/span><\/span> <small class=\"woocommerce-price-suffix\">Eks. MVA<\/small><\/div>\n\t\t\t\t<div class=\"wc-block-grid__product-rating\"><div class=\"star-rating\"><span style=\"width:100%\">Vurdert <strong class=\"rating\">5.00<\/strong> av 5 basert p\u00e5 <span class=\"rating\">5<\/span> kundevurderinger<\/span><\/div><\/div>\n\t\t\t\t\n\t\t\t<\/li><li class=\"wc-block-grid__product\">\n\t\t\t\t<a href=\"https:\/\/www.stethoscope24.com\/stetoskop\/product\/littmann-stetoskop-kardiologi-iv-gratt-roykfarget-finish-roykfarget-stamme\/\" class=\"wc-block-grid__product-link\">\n\t\t\t\t\t\n\t\t\t\t\t<div class=\"wc-block-grid__product-image\"><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"300\" src=\"https:\/\/i0.wp.com\/www.stethoscope24.com\/stetoskop\/wp-content\/uploads\/2020\/08\/Littmann_6238.jpg?fit=300%2C300&amp;ssl=1\" class=\"attachment-woocommerce_thumbnail size-woocommerce_thumbnail\" alt=\"Littmann stetoskop Kardiologi IV gr\u00e5tt \/ r\u00f8ykfarget finish \/ r\u00f8ykfarget stamme 6238\" srcset=\"https:\/\/i0.wp.com\/www.stethoscope24.com\/stetoskop\/wp-content\/uploads\/2020\/08\/Littmann_6238.jpg?w=800&amp;ssl=1 800w, https:\/\/i0.wp.com\/www.stethoscope24.com\/stetoskop\/wp-content\/uploads\/2020\/08\/Littmann_6238.jpg?resize=300%2C300&amp;ssl=1 300w, https:\/\/i0.wp.com\/www.stethoscope24.com\/stetoskop\/wp-content\/uploads\/2020\/08\/Littmann_6238.jpg?resize=150%2C150&amp;ssl=1 150w, https:\/\/i0.wp.com\/www.stethoscope24.com\/stetoskop\/wp-content\/uploads\/2020\/08\/Littmann_6238.jpg?resize=768%2C768&amp;ssl=1 768w, https:\/\/i0.wp.com\/www.stethoscope24.com\/stetoskop\/wp-content\/uploads\/2020\/08\/Littmann_6238.jpg?resize=650%2C650&amp;ssl=1 650w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/div>\n\t\t\t\t\t<div class=\"wc-block-grid__product-title\">Littmann stetoskop Kardiologi IV gr\u00e5tt \/ r\u00f8ykfarget finish \/ r\u00f8ykfarget stamme<\/div>\n\t\t\t\t<\/a>\n\t\t\t\t<div class=\"wc-block-grid__product-price price\"><span class=\"woocommerce-Price-amount amount\">3 239,00&nbsp;<span class=\"woocommerce-Price-currencySymbol\">&#107;&#114;<\/span><\/span> <small class=\"woocommerce-price-suffix\">Eks. MVA<\/small><\/div>\n\t\t\t\t<div class=\"wc-block-grid__product-rating\"><div class=\"star-rating\"><span style=\"width:100%\">Vurdert <strong class=\"rating\">5.00<\/strong> av 5 basert p\u00e5 <span class=\"rating\">5<\/span> kundevurderinger<\/span><\/div><\/div>\n\t\t\t\t\n\t\t\t<\/li><li class=\"wc-block-grid__product\">\n\t\t\t\t<a href=\"https:\/\/www.stethoscope24.com\/stetoskop\/product\/littmann-stetoskop-kardiologi-iv-karibisk-bla-roykfarget-finish-stamme-med-speilglans\/\" class=\"wc-block-grid__product-link\">\n\t\t\t\t\t\n\t\t\t\t\t<div class=\"wc-block-grid__product-image\"><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"300\" src=\"https:\/\/i0.wp.com\/www.stethoscope24.com\/stetoskop\/wp-content\/uploads\/2020\/08\/Littmann_6234.jpg?fit=300%2C300&amp;ssl=1\" class=\"attachment-woocommerce_thumbnail size-woocommerce_thumbnail\" alt=\"Littmann stetoskop Kardiologi IV karibisk bl\u00e5 \/ r\u00f8ykfarget finish \/ stamme med speilglans 6234\" srcset=\"https:\/\/i0.wp.com\/www.stethoscope24.com\/stetoskop\/wp-content\/uploads\/2020\/08\/Littmann_6234.jpg?w=800&amp;ssl=1 800w, https:\/\/i0.wp.com\/www.stethoscope24.com\/stetoskop\/wp-content\/uploads\/2020\/08\/Littmann_6234.jpg?resize=300%2C300&amp;ssl=1 300w, https:\/\/i0.wp.com\/www.stethoscope24.com\/stetoskop\/wp-content\/uploads\/2020\/08\/Littmann_6234.jpg?resize=150%2C150&amp;ssl=1 150w, https:\/\/i0.wp.com\/www.stethoscope24.com\/stetoskop\/wp-content\/uploads\/2020\/08\/Littmann_6234.jpg?resize=768%2C768&amp;ssl=1 768w, https:\/\/i0.wp.com\/www.stethoscope24.com\/stetoskop\/wp-content\/uploads\/2020\/08\/Littmann_6234.jpg?resize=650%2C650&amp;ssl=1 650w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/div>\n\t\t\t\t\t<div class=\"wc-block-grid__product-title\">Littmann stetoskop Kardiologi IV karibisk bl\u00e5 \/ r\u00f8ykfarget finish \/ stamme med speilglans<\/div>\n\t\t\t\t<\/a>\n\t\t\t\t<div class=\"wc-block-grid__product-price price\"><span class=\"woocommerce-Price-amount amount\">3 239,00&nbsp;<span class=\"woocommerce-Price-currencySymbol\">&#107;&#114;<\/span><\/span> <small class=\"woocommerce-price-suffix\">Eks. MVA<\/small><\/div>\n\t\t\t\t<div class=\"wc-block-grid__product-rating\"><div class=\"star-rating\"><span style=\"width:100%\">Vurdert <strong class=\"rating\">5.00<\/strong> av 5 basert p\u00e5 <span class=\"rating\">5<\/span> kundevurderinger<\/span><\/div><\/div>\n\t\t\t\t\n\t\t\t<\/li><\/ul><\/div>","protected":false},"excerpt":{"rendered":"<p>SEPA direkte debetbetalinger I motsetning til andre betalingsm\u00e5ter tilbyr SEPA Direct Debet reell beskyttelse til forbrukeren. Forbrukeren oppgir ganske enkelt sine IBAN-detaljer og betaler direkte fra bankkontoen. Dermed er det ingen risiko for tyveri. Single Euro Payments Area (SEPA)&nbsp;er et initiativ fra EU for \u00e5 forenkle betalinger i og p\u00e5 tvers av medlemslandene. De etablerte [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-22747","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>SEPA - Littmann Stetoskoper<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.stethoscope24.com\/stetoskop\/sepa\/\" \/>\n<meta property=\"og:locale\" content=\"nb_NO\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"SEPA - Littmann Stetoskoper\" \/>\n<meta property=\"og:description\" content=\"SEPA direkte debetbetalinger I motsetning til andre betalingsm\u00e5ter tilbyr SEPA Direct Debet reell beskyttelse til forbrukeren. Forbrukeren oppgir ganske enkelt sine IBAN-detaljer og betaler direkte fra bankkontoen. Dermed er det ingen risiko for tyveri. Single Euro Payments Area (SEPA)&nbsp;er et initiativ fra EU for \u00e5 forenkle betalinger i og p\u00e5 tvers av medlemslandene. 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